Finance

Acting for lenders

Our Finance Group has accumulated over 45 years’ experience in the field and specialises in retail and commercial project based funding.

We offer a full range of services to banks and financiers in the following areas:

Retail (residential) finance
Property and construction finance
Commercial and Corporate finance
Mezzanine finance
Hospitality finance
Aged care finance
Self-Managed Superannuation Fund (SMSF) lending arrangements
Bridging finance
Loan arrangements between family members
Advising on borrowing structures
Advising on precedents, policy and procedures
Advising on mortgage defaults and the enforcement of securities

For large volume clients we employ the latest technologies to ensure the efficient processing and management of such work.

Acting for borrowers

We also provide assistance to borrowers negotiating loan contracts and security documents.

We can assist with the following:

Corporate and Commercial finance arrangements
Code of Banking Practice regulated loans
Construction finance (for either borrowers of Senior Debt or Junior Debt)
Investment Property finance
Asset finance
National Credit Code regulated loans
Intercreditor and subordination agreements
SMSF finance
Advising on reverse mortgage arrangements
Mortgage default – negotiations with lenders
Defending claims under guarantees, mortgages and other securities

Independent legal advice

We can also provide independent legal advice to borrowers, mortgagors, and guarantors in relation to their obligations and liabilities under loan and security documents proposed in a finance transaction.

We are familiar with the standard documentation used by most financiers.

We offer a fixed fee for such services, depending on the amount of the loan:

Up to $2m – $750 plus GST
$2m -$5m – $1,400 plus GST
$5m – $10m – $2,400 plus GST
Above $10m – Please request a quote

The above fee includes our review of the documentation as well as a meeting with you to explain the documents and witness your signature of them.

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Testimonials

I have been in business since 1974. For the first 6 years I had a partner, and DLS did a remarkable job helping me negotiate our partnership agreement.

In 1980 I decided to split from the partner and again DLS were very helpful in negotiating the breakup of the agreement.Since 1970 I have bought and sold several properties. All the transactions were handled by DLS and because they are so thorough with their work I have never had a problem, with any of them.

I have also bought several commercial properties over the last 40 years and again, all of the deals were handled with the assistance and expertise of DLS. They have also handled the leasing of the properties since we acquired them.

Over the past 40 or so years I have also had a couple of complex litigation matters. One particular problem involved a licensing arrangement with a UK distribution company. DLS were very helpful in terms of the legal strategy to be adopted throughout, and when we did ultimately resolve the matter, DLS prepared and negotiated the terms of settlement on our behalf.

I have also had countless phone calls to DLS over the years, seeking advice on a range of commercial matters. They are always helpful, businesslike, and friendly.

Since I commenced with them 43 years ago, I have never been to another lawyer.

I trust we will be working together for many years to come

Allan M

Over the years my accounting firm has referred many legal matters to DLS - including commercial matters, business structuring, land tax matters, complex estate planning matters, and deceased estate administration matters.

I have also worked closely with the senior lawyers at DLS in many of these matters. They always have a broad grasp of the legal issues at hand but what really sets them apart is that they present the issues in a very practical and commercial way. I would not hesitate to refer my clients to DLS in the future."

Jonathon I

I have been referring my clients to David Landa Stewart for many years.

These have been for straightforward conveyancing matters as well as more complex lending proposals.

They have always provided my clients with the highest level of service and attention to detail.

I can strongly recommend them and I will continue to send my clients to David Landa Stewart

David C